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Printable 3rd grade money worksheet with three word problems about spending and saving decisions involving amounts up to $300.
Worksheet

Spend or Save?

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This printable worksheet gives 3rd graders three word problems about personal finance decisions. Students work through scenarios with Lily saving for a $35 game, Cole shopping for a $115 bike, and Tim and Callie pooling funds for a $300 PS4, then explain whether each person should spend or continue saving. Good for money math, addition and subtraction practice, and introducing financial decision-making.

Subject:
Life Skills
Topic:
Financial
Grade Level:
3rd Grade
Updated September 2025

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